Monday, April 30, 2007

Accept Credit Cards

Accept Credit Cards Today - For An Absolute Maximum Of 30
Dollars A Month
By Pearl Deloria

You can accept credit card payments at your website within
days, and pay no monthly charges and no equipment rental
charges.

Research has shown that customers are nine times more likely to
buy from a website if the site accepts credit cards. Everyone
knows this but many website owners do not know how to go about
accepting credit cards. It is much easier than you think, and
does not have to cost a fortune either.

If your site is selling downloadable goods, like software, or
pdf files you can sell them through Clickbank, with income
being credited to your StormPay or PayPal account
automatically. This is the lowest cost option. The card
processor takes a percentage of the sale, but you have very
small account running costs.

You have to sign up as a Seller at Clickbank. This means that
you have to have a customer support system in place. The
support system does not need to be very complex, just a web
page with an email address where customers can be given
non-automated replies and live answers to email queries within
a certain time, but you would have that anyway.

If you are selling goods that need to be delivered, then your
costs will be higher, but still less than you probably think.
Check out http://Charge.com for an excellent low cost package
(it works out at about 30 dollars month).

You can go for the whole package of course, with Credit Card
Merchant Account, but that will cost you much more, with
charges for setting up the account, monthly charges and
equipment rental charges, too. The percentage of each sale
taken by the processor is lower if you have a Merchant Account,
but the fixed charges are much higher.

Merchant accounts make sense if your sales are thousands of
dollars a day, otherwise you should consider the lower cost
options outlined above.

About the Author: Pearl Deloria has a background in management
and engineering, including SMEs. For more small business
related information visit
http://www.accept-creditcards-today.info/and
http://www.home-business-today.info/

Source: http://www.isnare.com

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